Terms of Service

These Terms of Service govern your use of everstep.com, operated byDYNAMIC CONSULTING CONCEPTS LLC, doing business as Everstep ("we," "us," or "our"). By using this site, you agree to these terms.

1. Not a government agency

Everstep is a private educational resource. We are not a government agency, and we are not affiliated with, endorsed by, or acting on behalf of any federal, state, or local government program or agency. We do not accept applications, determine eligibility, process benefits, or represent anyone before any agency.

Applications for the programs described on this site are filed free of charge directly with the administering agency. We never charge for information, and you should never pay anyone to submit an application that is free to file.

2. Educational information only

Content on this site is general educational information. It is not legal advice, tax advice, financial advice, medical advice, or an eligibility determination.

Program rules are set by federal, state, and local authorities, vary substantially by jurisdiction, and change frequently. Information accurate for one state may be wrong in another, and information accurate today may be outdated tomorrow. Always confirm current requirements with the agency administering the program before acting.

For advice about your specific situation, consult a qualified professional or a free service such as a legal aid organization, community action agency, or certified navigator.

3. No guarantee of outcomes

We make no representation that you will be approved for, receive, or benefit from any program described on this site. We do not guarantee any outcome, benefit amount, processing time, or result of any kind.

4. Our tools

The calculators and checklists on this site perform arithmetic and organize information based solely on what you enter. They run entirely in your browser and transmit nothing to us. They do not determine eligibility, do not know your state's rules, and their output should not be relied on as an official calculation.

5. Acceptable use

You agree not to:

• Use this site for any unlawful purpose
• Attempt to gain unauthorized access to any part of the site or its systems
• Scrape, harvest, or systematically extract content without permission
• Interfere with or disrupt the site's operation
• Misrepresent your identity or submit another person's contact information without their permission
• Reproduce or republish our content in a way that implies government affiliation or endorsement

6. Text message program

Signing up for text messages is optional and is never required to access any content on this site. The program is governed by our Text Message Terms, which form part of these Terms.

7. Intellectual property

The content, design, and organization of this site are owned by DYNAMIC CONSULTING CONCEPTS LLC and protected by applicable law. You may read, print, and share our content for personal, non-commercial use with attribution. Republishing substantial portions commercially, or in any way suggesting government affiliation, requires our written permission.

8. Third-party links

We link to government agencies and nonprofit organizations for your convenience. We do not control those sites, do not endorse their content, and are not responsible for their accuracy, availability, or practices.

9. Disclaimer of warranties

This site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or that content is current.

10. Limitation of liability

To the maximum extent permitted by law, DYNAMIC CONSULTING CONCEPTS LLC and its officers, members, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of benefits, opportunity, or data, arising from your use of or inability to use this site — including any decision made or not made in reliance on information found here.

11. Indemnification

You agree to indemnify and hold harmless DYNAMIC CONSULTING CONCEPTS LLC from any claims, damages, or expenses arising from your misuse of this site or violation of these Terms.

12. Changes

We may modify these Terms at any time. The "last updated" date reflects the most recent revision, and continued use after changes constitutes acceptance.

13. Governing law

These Terms are governed by the laws of the State of Georgia, without regard to its conflict of law provisions.

14. Contact

DYNAMIC CONSULTING CONCEPTS LLC d/b/a Everstep
2296 Henderson Mill Rd NE, Ste 116, Atlanta, GA 30345
Email: info@everstep.com
Phone: (762) 200-0768